Best Car Loans in Delhi NCR - Low Rates from 7.35% p.a.

Unlock your dream car with LoanPao’s instant car loans in Delhi NCR. Enjoy low interest rates from 7.35% p.a., approvals in 48 hours, and flexible EMIs up to 7 years.

Apply Now

Instant Car Loans in Delhi NCR - Rates from 7.35% p.a.

LoanPao offers the best car loans in Delhi NCR to help you purchase, new, used, or electric vehicles. With auto demand surging by 10–12% annually, our car loans feature low rates starting at 7.35% p.a., flexible tenures up to 7 years, and up to 100% financing. Partnered with over 250 RBI-compliant lenders, we ensure instant approvals, minimal paperwork, and a transparent process in Delhi NCR and across India.

Why Choose LoanPao Car Loans in Delhi NCR?

  • High Loan Amount: Up to 100% of on-road price based on eligibility.
  • Competitive Rates: Starting at 7.35% p.a. (fixed or floating).
  • Flexible Tenure: Up to 7 years for affordable EMIs.
  • Tax Savings: Benefits for electric vehicles under FAME scheme.
  • Digital Process: Apply online with e-KYC for instant pre-approvals.

Whether you’re buying a new SUV or used hatchback in Delhi NCR, LoanPao’s IRDAI-certified experts provide tailored solutions. Apply now to drive home today!

Compare Car Loan Interest Rates

Explore competitive car loan rates from top lenders in India, starting at 7.35% p.a. Rates vary based on credit score, loan amount, and vehicle type.

Lender Interest Rate (p.a.) Processing Fee
Union Bank of India 7.35%–9.45% Up to Rs 1,000
Canara Bank 7.45% onwards Up to 0.25%
Bank of India 7.60%–9.20% 0.25% (Max Rs. 10,000)
HDFC Bank 9.00% onwards Up to 0.5%

Find the Best Car Loan Deal in Delhi NCR

Use our Loan Comparison Tool to evaluate rates, tenures, and fees from 250+ lenders in real-time. Enter your loan amount, tenure, and credit score to find the perfect car loan in Delhi NCR.

Compare Now

Benefits of LoanPao Car Loans

LoanPao connects you with over 250 trusted lenders for customized car loans, seamless digital applications, and 24/7 support. Our IRDAI-certified team ensures compliance with RBI guidelines for a transparent experience in Delhi NCR.

Low Interest Rates

Competitive rates starting at 7.35% p.a. for car loans in Delhi NCR.

Fast Approvals

Approvals within 48 hours with minimal documentation.

Trusted Lenders

Partnered with 250+ RBI-compliant banks and NBFCs.

Car Loan Eligibility Criteria

Check if you qualify for a LoanPao car loan in Delhi NCR:

  • Age: 21–65 years
  • Income: Minimum ₹20,000/month (salaried) or ₹2.5 lakh p.a. (self-employed)
  • Credit Score: 700+ for optimal rates
  • Employment: 1+ years (salaried) or 2+ years (self-employed)
  • Pro Tip: Adding a co-applicant can boost eligibility and secure better rates.
Check Eligibility

Simple Car Loan Application Process in Delhi NCR

Apply for your instant car loan in 5 easy steps:

  1. Submit your application on LoanPao’s secure platform.
  2. Provide ID, income, and vehicle details via e-KYC.
  3. Receive instant pre-approved offers from top lenders.
  4. Complete verification and vehicle valuation.
  5. Get funds disbursed within days.
Apply Now

Calculate Your Car Loan EMI

Estimate your monthly payments and total interest with our EMI Calculator. Input loan amount, tenure, and rate for accurate results.

Calculate EMI

Car Loan Trends in India

With RBI’s repo rate at 6.25%, car loan rates are more affordable, driving a 10–12% surge in auto demand in Delhi NCR. Learn more in our blog.

What Our Customers Say

“LoanPao got me a 7.35% car loan in just 24 hours. Seamless process!”

Ravi Kumar, Delhi

“The comparison tool saved me ₹1.5 lakh in interest. Highly recommend LoanPao!”

Priya Sharma, Noida

“Got an EV loan at 7.35% with tax benefits. LoanPao made it super easy!”

Amit Singh, Gurgaon

Frequently Asked Questions About Car Loans in Delhi NCR

Up to 100% of the car’s on-road price, depending on your income, credit score, and lender policies.

Yes, most lenders allow prepayment with minimal or no penalties for floating-rate loans, per RBI guidelines.

Age: 21–65 years, Income: ₹20,000+/month (salaried) or ₹2.5 lakh p.a. (self-employed), Credit Score: 700+.

With LoanPao, approvals can be as fast as 24 hours with complete documentation.

Yes, LoanPao offers special EV loans with lower rates and tax benefits under government schemes.