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Chartered Accountant Loans in India - Low Rates from 8.0% p.a.

Grow your CA practice with LoanPao’s tailored loans starting at 8.0% p.a. and approvals in 24 hours. Up to ₹50 lakh for office setup & expansion.

Apply Now

Chartered Accountant Loans in India Overview

Chartered Accountant Loans are specialized financial products designed for practicing CAs to fund office setup, technology upgrades, or practice expansion. With India’s financial services sector growing rapidly, LoanPao partners with 250+ RBI-compliant lenders to offer CA loans with rates from 8.0% p.a., minimal documentation, and approvals in 24 hours. These professional loans for chartered accountants cater to both new and established CAs, ensuring seamless business growth, including unsecured loans for CA without collateral. For other options, explore our Business Loan or Personal Loan pages.

LoanPao’s CA business loan is ideal for funding software, hiring, or client acquisition through ca practice loan options. Apply below or use our EMI Calculator to plan repayments. Contact us at +91-999-163-4766 for personalized assistance on chartered accountant loan eligibility, including loan for ca professionals.

Key Features of Chartered Accountant Loans

Low Rates

Competitive rates starting at 8.0% p.a.

Fast Approvals

Approvals within 24 hours with minimal paperwork.

Trusted Lenders

Access 250+ banks and NBFCs for best offers.

High Amount

Up to ₹50 lakh based on practice revenue.

Digital Process

Online apply with e-KYC for convenience.

Flexible Tenure

Up to 7 years for easy EMIs.

Eligibility Criteria for Chartered Accountant Loans

Check if you qualify for LoanPao’s CA loan:

Criteria Details
Profession Practicing CA with valid ICAI membership
Practice Age 1+ year of active practice
Income Minimum ₹3 lakh p.a. from practice
Credit Score 650+ for better rates
Age 25–60 years
Residency Indian citizen

Strong practice revenue and client base improve loan terms. Check eligibility at Apply Now.

Documents Required for Chartered Accountant Loans

Minimal documents for quick processing:

  • ICAI membership certificate
  • Income proof: ITR or salary slips (last 2 years)
  • KYC: Aadhaar, PAN
  • Practice details: Office address proof
  • Bank statements: Last 6 months

Application Process for Chartered Accountant Loans

Apply for your CA loan in simple steps:

  1. Submit online application on LoanPao’s platform with personal details.
  2. Provide ICAI certificate, income, and practice details.
  3. Get pre-approved offers from lenders.
  4. Complete verification (documents and financials).
  5. Receive funds in 24 hours.

Start now: Apply Now

Chartered Accountant Loan Interest Rates

Compare CA loan interest rates from top lenders, starting at 8.0% p.a. Rates vary based on credit score, practice revenue, and loan type.

Lender Interest Rate (p.a.) Processing Fee
ICICI Bank 8.0%–10.5% 0.5%–1.5% + GST
HDFC Bank 8.5%–11.0% Up to 1% + GST
Bajaj Finserv 8.75%–11.5% Up to 1.5% + GST
Axis Bank 8.25%–10.75% 0.5%–2% + GST

Note: Rates indicative.

Loan Comparison Tool

Our Loan Comparison Tool helps you compare rates, tenures, and fees from 250+ lenders in real-time. Enter your practice details and credit score to find the best deal.

Compare Now

Uses of Chartered Accountant Loans

CA loans can be used for:

  • Office setup or renovation
  • Technology upgrades (software, hardware)
  • Hiring staff or training
  • Working capital management
  • Marketing and client acquisition
  • Debt consolidation

Why Choose LoanPao for Chartered Accountant Loans?

Low Rates

Competitive rates starting at 8.0% p.a.

Fast Approvals

Approvals within 24 hours with minimal paperwork.

Trusted Lenders

Access 250+ banks and NBFCs.

Secure Process

RBI-compliant with data encryption.

EMI Calculator

Plan repayments with our tool.

24/7 Support

Expert assistance anytime.

LoanPao offers tailored CA loans with transparent terms, 24/7 support, and partnerships with 250+ trusted lenders, ensuring compliance with RBI and ICAI guidelines.

Tips for Successful CA Loan Application

  • Maintain a good credit score (650+) for better rates.
  • Prepare accurate practice revenue and client details.
  • Choose unsecured options if no collateral available.
  • Use EMI calculator to select suitable tenure.
  • Apply during low-interest periods for savings.
  • Compare multiple offers via LoanPao tool.

Market Insights for CA Loans

India’s financial services sector is growing by 10% annually, with increasing demand for CA expertise. RBI’s repo rate of 5.50% has lowered professional loan rates, supporting CA practice expansion. Read more in our blog.

Testimonials for CA Loans

“LoanPao’s CA loan helped me set up my new office with a 8.25% rate. Approved in just 24 hours!”

Sanjay Gupta, Delhi

“Their comparison tool saved me ₹1 lakh in interest. Great service for CAs!”

Pooja Sharma, Mumbai

“Flexible terms and quick disbursal made expanding my practice easy.”

Rahul Verma, Bengaluru

Frequently Asked Questions for Chartered Accountant Loans

A Chartered Accountant Loan is a specialized loan for CAs to fund practice setup, expansion, or equipment purchase, with low rates and flexible terms.

Practicing CAs with a valid ICAI membership, 1+ year of practice, and a credit score of 650+ are eligible.

Interest rates start at 8.0% p.a., depending on credit profile, loan amount, and lender.

Yes, many lenders offer unsecured CA loans based on income and creditworthiness, eliminating the need for collateral.

Approvals within 24 hours with LoanPao’s digital process and 250+ lender partners.

ICAI certificate, income proof (ITR/salary slips), KYC (Aadhaar/PAN), and practice details.

Yes, apply via LoanPao’s secure online portal for quick processing.

Up to ₹50 lakh, based on income and practice size.