International Education Loans with LoanPao

LoanPao’s international education loans empower Indian students to pursue higher education abroad. Covering tuition, living expenses, and travel costs, our loans offer high amounts, competitive rates, and flexible repayment options tailored for students. With a network of 500+ RBI-compliant lenders, LoanPao ensures a seamless borrowing experience. Discover the best education loan for abroad with LoanPao.

About LoanPao’s International Education Loan

LoanPao provides customized education loan for abroad studies, helping Indian students finance their international dreams with low education loan interest rates for abroad and easy approval.

Key Features of International Education Loan

  • Loan amounts up to ₹1.5 crore
  • Interest rates from 10.5% p.a.
  • Moratorium during studies
  • Repayment tenure up to 15 years
  • Study abroad loan without collateral options

What is an International Education Loan?

An international education loan is a financial product designed for Indian students admitted to universities abroad. It covers expenses like tuition fees, accommodation, travel, insurance, and study materials for undergraduate, postgraduate, or specialized programs. LoanPao connects students with lenders offering customized terms, including moratorium periods during studies. Unlike personal loans, education loans often have lower interest rates and flexible repayment post-graduation. For domestic education options, explore our Personal Loans. Apply education loan online for abroad with LoanPao for quick processing.

Benefits of LoanPao’s International Education Loans

Our international education loans offer several advantages:

High Loan Amounts

Borrow up to ₹1.5 crore to cover full course costs.

Competitive Rates

Interest rates starting at 10.5% p.a., with subsidies for meritorious students.

Moratorium Period

No repayments during study period (course duration + 6-12 months).

Flexible Tenure

Repayment up to 15 years, easing post-graduation burden.

Comprehensive Coverage

Funds tuition, living expenses, travel, and insurance.

Fast Processing

Approvals within 5-7 days, ensuring timely visa applications.

Eligibility Criteria for International Education Loan

To qualify for a LoanPao international education loan, you should meet:

Criteria Details
Nationality Indian citizenship with valid passport
Admission Confirmed admission to recognized international university
Age Between 18 and 35 years
Co-applicant Parent/guardian with stable income (minimum ₹6 lakh p.a.)
CIBIL Score 700+ for co-applicant
Academic Record 60%+ in Class 12 and undergraduate studies

Check co-applicant eligibility via our CIBIL login or contact us at info@loanpao.in.

Documents Required for International Education Loan

  • Valid passport and visa (if available)
  • Admission offer letter and fee structure
  • Academic records (mark sheets, certificates)
  • KYC documents (Aadhaar, PAN) for student and co-applicant
  • Income proof of co-applicant (ITR, salary slips)
  • Bank statements (last 6 months)
  • Collateral documents (if required for higher amounts)

How to Apply for International Education Loan

Applying for an international education loan with LoanPao is straightforward:

  1. Complete the Form: Fill out the online form below with student and co-applicant details.
  2. Submit KYC: Provide Aadhaar, PAN, and passport for student and co-applicant.
  3. Upload Documents: Share admission letter, fee structure, academic records, and co-applicant income proof.
  4. Lender Matching: Our platform connects you with 500+ RBI-compliant lenders.
  5. Receive Funds: Get approval in 5-7 days and funds disbursed directly to the university or account.

Start now by filling the form below or call +91-999-163-4766 for guidance.

International Education Loan Interest Rates

Compare rates from top lenders:

Lender Interest Rate (p.a.) Processing Fee
SBI 10.15% - 11.75% Up to 1%
Bank of Baroda 9.7% - 12.45% 0.5% - 1%
ICICI Bank 10.5% onwards Up to 2%
Axis Bank 12% - 14% 1% - 2%

Rates indicative.

Why Choose LoanPao for International Education Loans?

LoanPao is the ideal partner for students studying abroad:

Student-Focused

Loans tailored for international education with moratorium periods.

Wide Lender Network

Access 500+ RBI-compliant banks and NBFCs for competitive offers.

Secure & Transparent

SSL encryption and RBI-compliant processes protect your data.

EMI Calculator

Plan with our tool.

Expert Support

24/7 assistance.

Global Coverage

For studies worldwide.

Tips for Successful International Education Loan Application

  • Secure admission letter early.
  • Maintain strong academic records.
  • Choose study abroad loan without collateral if eligible.
  • Use EMI calculator for planning.
  • Compare education loan interest rates for abroad.

Market Insights for International Education Loans

With increasing Indian students abroad, loans are growing at 20%. RBI supports forex-friendly terms. Read our blog.

Testimonials

“LoanPao helped fund my MS in USA seamlessly.”

Akash P., Student

“Quick approval and low rates.”

Neha R., Parent

Frequently Asked Questions

It covers tuition fees, accommodation, travel, insurance, and study materials, up to ₹1.5 crore.

Loans up to ₹40 lakh may be unsecured; higher amounts often require collateral like property or fixed deposits.

A loan approval letter can strengthen your visa application by proving financial support.

Yes, most lenders allow early repayment with no or minimal prepayment charges after the moratorium.

Apply for an International Education Loan

Fill out the form below to explore international education loan options. Our team will contact you within 24 hours.