Gold Loan Overview
LoanPao’s gold loans in India offer a fast, secure way to access cash by pledging your gold ornaments or coins. Ideal for personal expenses, emergencies, or business needs, gold loans provide low interest rates, quick disbursal, and minimal documentation, making them a popular choice for instant funding with the best gold loan in India.
With LoanPao, you can connect with trusted lenders to get the best gold loan deals, ensuring your gold is safe and your financial needs are met efficiently. Whether you need funds for medical emergencies, education, or business expansion, a loan against gold is a flexible solution.
About LoanPao’s Gold Loan
LoanPao connects you with RBI-compliant lenders for gold loan India, offering competitive gold loan interest rate and easy application for loan on gold jewellery. Our platform ensures transparency and quick processing for all your loan against gold needs.
Key Features
Quick Disbursal
Get funds within hours to address urgent financial needs.
Low Interest Rates
Enjoy rates starting at 10% p.a., lower than unsecured loans.
Secure Storage
Your gold is stored in insured vaults for complete safety.
No Credit Check
Approval based on gold value, not credit score.
Minimal Documentation
Requires only basic ID and address proof.
Flexible Tenure
Choose repayment periods from 3 months to 3 years.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Age | 18–70 years |
| Gold Purity | 18–24 carat gold ornaments or coins |
| Loan Amount | ₹10,000 to ₹50 lakh, based on gold value |
| Residency | Indian resident |
Documents Required
- Identity Proof: Aadhaar, PAN, Passport, or Voter ID
- Address Proof: Utility bill, Aadhaar, or rental agreement
- Gold Ownership Proof: Purchase receipt (optional)
- Passport-size photographs (2–3)
How to Apply for a Gold Loan
Applying for a gold loan with LoanPao is simple and fast:
- Visit LoanPao’s application page or call +91-999-163-4766.
- Submit your gold for valuation at a partnered lender’s branch.
- Provide identity and address proof documents.
- Sign the loan agreement after approval.
- Receive funds instantly via bank transfer.
Need a gold loan for business? Check out our Gold Loan for Business page for tailored solutions.
Compare Gold Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Bank A | 10–12% | ₹10,000–₹50 lakh | 3–36 months | 0.5–1% |
| NBFC B | 11–14% | ₹20,000–₹1 crore | 6–24 months | 1–2% |
| Bank C | 10.5–11.5% | ₹15,000–₹75 lakh | 3–48 months | 0.25–0.75% |
Note: Rates and terms are indicative and subject to change. Contact LoanPao for the latest offers.
Interest Rates and Tenure
Gold loan interest rates typically range from 10% to 14% per annum, depending on the lender and loan-to-value (LTV) ratio, which is usually 70–80% of the gold’s market value. Tenure options vary from 3 months to 4 years, offering flexibility to suit your repayment capacity. Use LoanPao’s EMI Calculator to plan your repayments effectively for your loan against gold.
Market Insights on Gold Loans in India
The gold loan market in India is booming, with increasing demand for quick cash solutions. With fluctuating gold prices, lenders offer higher LTV ratios, making gold loan India more attractive. LoanPao keeps you updated with the best gold loan in India trends and gold loan interest rate changes.
Testimonials
"LoanPao provided the best gold loan rates with quick approval. Highly satisfied!"
- Amit S., Gold Loan Borrower
"Easy process for loan on gold jewellery. Safe and reliable service from LoanPao."
- Neha K., Customer
LoanPao’s Gold Loan Advantage
Trusted Partners
Connect with top banks and NBFCs for competitive rates.
EMI Planning
Use our EMI calculator to budget repayments.
Expert Support
Get assistance at +91-999-163-4766 or info@loanpao.in.
Frequently Asked Questions
Get Your Gold Loan Today
Ready to unlock quick cash? Apply for a gold loan with LoanPao and get funds within hours. Use our EMI Calculator to plan your repayments or contact us at +91-999-163-4766 for expert guidance on gold loan India.
Apply Now