Gold Loan for Business
LoanPao’s guide for India helps business owners secure gold loans to meet funding needs. By pledging gold as collateral, you can access quick capital for working capital, expansion, or operational expenses without lengthy approval processes using business loan against gold.
About LoanPao’s Gold Loan for Business
LoanPao offers gold loan for business solutions, connecting you with RBI-compliant lenders for business gold loan and gold loan for msme. Our platform ensures fast approval and competitive rates for gold loan for small business.
What is a Gold Loan for Business?
A gold loan for business is a secured loan where you pledge gold ornaments or coins as collateral to obtain funds for business purposes. It offers quick disbursal, competitive interest rates, and flexible repayment options, making it ideal for small and medium enterprises (SMEs) seeking business loan against gold.
Benefits of Gold Loan for Business
Quick Disbursal
Funds are disbursed within hours, ideal for urgent business needs.
Low Interest Rates
Secured loans offer rates as low as 10–12% p.a. compared to unsecured business loans.
No Credit Check
Approval based on gold value, not credit score, aiding businesses with poor credit.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Age | 21–70 years |
| Business Type | Proprietorship, partnership, or MSME |
| Gold Purity | 18–24 carat gold ornaments or coins |
| Loan Amount | ₹50,000 to ₹1 crore, based on gold value |
Documents Required
- Identity Proof: Aadhaar, PAN, or Passport
- Address Proof: Utility bill, rental agreement, or Aadhaar
- Business Proof: GST registration, trade license, or Udyam certificate
- Gold Ownership Proof: Purchase receipt (if available)
How to Apply
Apply for gold loan for business with LoanPao easily:
- Visit LoanPao’s application page or contact +91-999-163-4766.
- Submit your gold for valuation at a partnered lender’s branch.
- Provide required documents for verification.
- Sign the loan agreement after approval.
- Receive funds within hours via bank transfer.
Compare Gold Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Bank A | 10.5–12% | ₹50,000–₹50 lakh | 3–36 months | 0.5–1% |
| NBFC B | 11–14% | ₹1 lakh–₹1 crore | 6–24 months | 1–2% |
| Bank C | 10–11.5% | ₹75,000–₹75 lakh | 3–48 months | 0.25–0.75% |
Note: Rates and terms are indicative and subject to change. Contact LoanPao for the latest offers on business gold loan.
Market Insights on Gold Loan for Business in India
The gold loan for business market is expanding, with rising demand for gold loan for msme and gold loan for small business. With gold prices high, lenders offer better LTV ratios, making business loan against gold a preferred choice for quick funding.
Testimonials
"LoanPao's gold loan for business helped expand my operations quickly. Excellent service!"
- Rajesh M., Business Owner
"Best option for business loan against gold. Fast and reliable with LoanPao."
- Sneha P., Entrepreneur
How LoanPao Can Help
LoanPao simplifies your gold loan journey for gold loan for business:
Trusted Partners
Connect with top banks and NBFCs for competitive rates.
EMI Calculator
Use our EMI calculator to plan repayments.
Expert Support
Get assistance at +91-999-163-4766.