About LoanPao’s Home Purchase Loan
LoanPao’s home purchase loan india helps you buy your dream home with competitive rates starting at 8.4% p.a., loans up to ₹15 crore, and tenures up to 30 years. Partnered with 500+ RBI-compliant banks and NBFCs, LoanPao ensures a seamless process with tax benefits under Section 80C and 24(b). Whether it’s an apartment or villa, our platform simplifies homeownership using the best home loan rates india.
For other home financing needs, explore our Home Renovation Loan or Home Loan Balance Transfer. Use our home loan emi calculator to compare home loans online india.
Key Features
- Interest rates starting from 8.4% p.a.
- Loan amount up to ₹15 crore
- Flexible tenures up to 30 years
- Quick approval in 7-15 days
- Tax savings up to ₹3.5 lakh annually
- Compare home loans online india with our tool
Benefits of Home Purchase Loan
Low Interest Rates
Rates from 8.4% p.a., saving you lakhs over the loan tenure with best home loan rates india.
Long Tenure
Repay over up to 30 years for affordable EMIs using home loan emi calculator.
Tax Benefits
Save up to ₹3.5 lakh annually under Section 80C and 24(b).
Eligibility Criteria
| Criteria | Details |
|---|---|
| Age | 21–60 years (65 at loan maturity) |
| Residency | Indian citizen with valid KYC |
| Income | Minimum ₹3 lakh p.a. (salaried/self-employed) |
| CIBIL Score | 750+ with good credit history |
| Property Type | Residential (apartment, villa, plot) |
Check your eligibility with our CIBIL login tool and compare home loans online india.
Documents Required
- Identity Proof: Aadhaar, PAN, Passport
- Address Proof: Utility bill, Aadhaar
- Income Proof: Salary slips (3 months), ITR (2 years)
- Property Documents: Sale agreement, title deed
- Bank Statement: Last 6 months
How to Apply
- Fill out the online application for home purchase loan india.
- Submit KYC, income, and property documents.
- Compare offers from 500+ lenders using our tool to compare home loans online india.
- Complete property valuation and verification.
- Sign agreement and receive disbursal in 7–15 days.
Apply now or call +91-999-163-4766. Use home loan emi calculator for planning.
Market Insights
The home purchase loan india market is growing with lower interest rates and government incentives. In major cities like Delhi, Mumbai, and Bengaluru, demand for buy home loan india is high due to rising property prices. Compare home loans online india to get the best home loan rates india and save on EMIs.
Testimonials
"LoanPao made my home purchase loan india process seamless with best home loan rates india!"
- Rajesh K., Delhi
"Quick approval and easy EMI calculation with their home loan emi calculator."
- Priya S., Mumbai
"Best platform to compare home loans online india."
- Amit P., Bengaluru
Compare Home Purchase Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Bank A | 8.4–9% | ₹10 lakh–₹10 crore | 5–30 years | 0.5–1% |
| Bank B | 8.6–9.5% | ₹5 lakh–₹15 crore | 5–25 years | 0.75–1.25% |
| NBFC C | 9–10% | ₹5 lakh–₹7 crore | 5–20 years | 1–2% |