About LoanPao’s Industrial Loan

An industrial loan india is designed to support businesses in funding factory setups, equipment purchases, or industrial expansion in India. With LoanPao, access loans up to ₹50 crore at rates starting at 9% p.a., with tenures up to 15 years and tax benefits under Sections 36(1)(iii) and 32 of the Income Tax Act. Partnered with over 500 RBI-compliant lenders, LoanPao offers digital applications and disbursals in as little as 7 days. For related financing, explore our Business Loan or MSME Loan.

Whether you’re setting up a factory in Gujarat or upgrading machinery in Pune, LoanPao simplifies financing with minimal paperwork and fast approvals. Apply now to fuel your business growth using best industrial loan providers india.

Key Features

  • Interest rates from 9% p.a.
  • Loan amount up to ₹50 crore
  • Tenure up to 15 years
  • Approvals in 7 days
  • Tax deductions on interest and depreciation
  • Apply industrial loan online with LoanPao

Benefits of Industrial Loans

Competitive Rates

Interest rates from 9% p.a. for floating loans with industrial loan interest rates india.

Fast Approvals

Loan disbursals in 7 days with digital processing.

High Loan Amounts

Up to ₹50 crore for business expansion.

Trusted Lenders

500+ RBI-compliant banks and NBFCs among best industrial loan providers india.

Tax Benefits

Deductions on interest and asset depreciation.

Flexible Tenure

Up to 15 years for affordable EMIs using industrial loan emi calculator.

Eligibility Criteria

Criteria Details
Business Age Minimum 2 years of operations
Turnover Minimum ₹50 lakh annually
CIBIL Score 700+ for better rates
Collateral Industrial property, machinery, or other assets
Loan Amount ₹25 lakh–₹50 crore
Documentation KYC, business financials, ITRs, asset documents

Check your eligibility with our CIBIL login tool or contact info@loanpao.in.

Documents Required

  • Identity Proof: Aadhaar, PAN, Passport, or Voter ID
  • Address Proof: Utility bill, Aadhaar, or rental agreement
  • Business Financials: Balance sheet, P&L statement (2 years)
  • Income Tax Returns: ITRs for the last 2 years
  • Collateral Documents: Property title deed, machinery invoices
  • Bank Statement: Last 6 months
  • Business Registration: GST certificate, MSME registration

How to Apply for an Industrial Loan

Apply with LoanPao in a few simple steps for industrial loan india:

  1. Complete the online application form with business and loan details to apply industrial loan online.
  2. Submit KYC, financials, and collateral documents.
  3. LoanPao compares offers from 500+ lenders for the best rates from best industrial loan providers india.
  4. Complete e-KYC and asset verification.
  5. Sign the loan agreement and receive funds in 7 days.

Start your application or call +91-999-163-4766 for assistance. Use industrial loan emi calculator for planning.

Market Insights: Industrial Financing

India’s industrial sector is growing, with a 15% increase in loan demand, driven by initiatives like Make in India and MUDRA schemes. Stable RBI repo rates at 5.50% and MSME incentives are boosting investments in cities like Chennai and Ahmedabad. Read more in our Startup Business Loans or Interest Rates Drop.

Testimonials

“LoanPao secured a ₹10 crore industrial loan at 9.5% p.a. for my factory expansion in Gujarat. The process was seamless!”

- Vikram Singh, Ahmedabad

★★★★★

“LoanPao’s comparison tool saved me ₹3 lakh in interest on my equipment loan. Highly recommended!”

- Priya Sharma, Pune

★★★★★

Compare Industrial Loan Providers

Provider Interest Rate (p.a.) Loan Amount Tenure Processing Fee
Bank of Baroda 10.20% - 15.45% Up to ₹50 crore 5–15 years 0.5–1.5%
HDFC Bank 10.75% - 22.50% ₹25 lakh–₹50 crore 3–12 years 1.0–2.5%
ICICI Bank 13% onwards ₹10 lakh–₹10 crore 5–10 years 0–0.5%
Axis Bank 15% - 19.25% ₹10 lakh–₹20 crore 3–12 years 1.0–2.5%
Kotak Mahindra Bank 11.75% - 13% ₹25 lakh–₹50 crore 5–15 years 0.5–1.5%

Note: Rates and terms are indicative and subject to change. Contact LoanPao for updated offers.

Interest Rates and Savings

Industrial loan interest rates india range from 9% to 13% p.a., depending on the lender, CIBIL score, and collateral. A ₹5 crore loan at 9.5% p.a. over 10 years could save ₹10 lakh compared to 11% p.a. Use our EMI Calculator to estimate monthly payments with industrial loan emi calculator.

Why Choose LoanPao for Industrial Loans?

Wide Lender Network

Compare offers from 500+ RBI-compliant lenders, the best industrial loan providers india.

EMI Calculator

Use our EMI calculator to plan finances with industrial loan emi calculator.

Expert Support

Contact us at +91-999-163-4766 or info@loanpao.in.

Frequently Asked Questions

An industrial loan is a financing solution for businesses to fund factory setup, equipment purchase, or industrial expansion.

Businesses can claim tax deductions on interest paid under Section 36(1)(iii) and depreciation on assets under Section 32.

Yes, collateral such as industrial property, machinery, or other business assets is typically required.

Yes, floating-rate loans can be prepaid without penalties per RBI guidelines; fixed-rate loans may incur a 1–3% fee.

LoanPao connects you with 500+ RBI-compliant lenders, offers real-time loan comparisons, digital applications, and EMI calculators.

Apply for Your Industrial Loan

Expand your business with LoanPao’s industrial loans. Apply now or use our EMI Calculator to estimate payments. Contact us at +91-999-163-4766 for personalized guidance.

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