Loan Against Property Commercial Overview
LoanPao’s Loan Against Property (LAP) for commercial purposes in India allows businesses to leverage commercial properties like offices, shops, or warehouses to secure loans up to ₹50 crore at competitive rates of 9%–15% p.a.. With tenures up to 15 years, this secured loan is ideal for business expansion, working capital, or debt consolidation. Partnered with 500+ RBI-compliant lenders, LoanPao ensures quick approvals in 5–10 days via a digital process. For other business financing, explore our Business Loan or Invoice Financing options.
Apply below or use our EMI Calculator to plan repayments. Contact us at +91-999-163-4766 for support.
About LoanPao’s Loan Against Property Commercial
LoanPao provides loan against property commercial India, including lap commercial India and business loan against property India. Unlock up to ₹50 crore at 9%–15% p.a. for commercial property loan India with flexible tenures.
Benefits of Commercial Loan Against Property
High Loan Amounts
Up to ₹50 crore based on property value for mortgage loan for commercial property India.
Low Interest Rates
Competitive rates from 9% p.a. for secured loans in lap for business India.
Long Tenure
Flexible repayment up to 15 years for business loan against property India.
Digital Process
Online application with e-KYC and property valuation for lap commercial India.
Trusted Lenders
500+ RBI-compliant banks and NBFCs for commercial property loan India.
Versatile Use
Fund expansion, equipment, or working capital with loan against property commercial India.
Key Features of Loan Against Property Commercial
- High funding up to ₹50 crore for loan against property commercial india.
- Rates from 9% p.a. for lap commercial india.
- Tenure up to 15 years for business loan against property india.
- Secured by commercial property for commercial property loan india.
- Quick approvals in 5-10 days for mortgage loan for commercial property india.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Applicant Type | Registered businesses, professionals, self-employed |
| Property Type | Commercial (shops, offices, warehouses, industrial units) |
| Property Ownership | Clear title, free from disputes |
| CIBIL Score | 650+ preferred for better rates |
| Loan Amount | ₹10 lakh–₹50 crore (50–70% of property value) |
| Business Vintage | Minimum 3 years in operation |
Check your eligibility with our CIBIL login tool or contact info@loanpao.in.
Documents Required
- KYC: Aadhaar, PAN of business owner
- Business Registration: GST, Certificate of Incorporation
- Property Documents: Title deed, approved plan, NOC
- Income Proof: ITR, profit & loss statement (last 2 years)
- Bank Statements: Last 12 months
Market Insights on Loan Against Property Commercial in India
The loan against property commercial India market is growing, with demand for business loan against property India reaching ₹5 lakh crore. Lap for business India offers low rates for commercial property loan India, driven by economic recovery.
How to Apply for Commercial LAP
Apply with LoanPao in 4 simple steps:
- Fill the form below with business and property details.
- Upload KYC, property documents, and financials via e-KYC.
- Complete property valuation with lender assistance.
- Get funds in 5–10 days after approval.
Start your application or call +91-999-163-4766 for assistance.
Compare Commercial LAP Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| HDFC Bank | 9%–12% | ₹50 lakh–₹50 crore | 1–15 years | 0.5–1% |
| ICICI Bank | 10%–13% | ₹25 lakh–₹40 crore | 1–12 years | 0.75–1.5% |
| Bajaj Finance | 11%–15% | ₹10 lakh–₹30 crore | 1–10 years | 1–2% |
Note: Rates and terms are indicative and subject to change. Contact LoanPao for updated offers.
Uses of Commercial Loan Against Property
Commercial LAP funds can be used for various business needs, including:
- Business Expansion: Open new branches or outlets.
- Working Capital: Manage daily operational expenses.
- Equipment Purchase: Buy machinery or technology.
- Debt Consolidation: Clear high-interest loans.
- Commercial Property Development: Renovate or construct.
Testimonials
"Quick approval for my business loan against property India!"
"Excellent rates for lap commercial India."
"Helped expand my business with commercial property loan India."
Why Choose LoanPao for Commercial LAP?
Wide Lender Network
Compare offers from 500+ RBI-compliant lenders for loan against property commercial india.
EMI Calculator
Use our EMI calculator to plan repayments for mortgage loan for commercial property india.
24/7 Support
Contact us at +91-999-163-4766 or info@loanpao.in for lap for business india queries.
Tips for a Successful Commercial LAP Application
- Ensure clear property title with no legal disputes.
- Maintain a CIBIL score of 650+ for better rates.
- Provide accurate financials and business vintage proof.
- Opt for lenders with lower processing fees.
- Use our EMI Calculator to align repayments with cash flow.