NABARD Refinance Loan Overview
LoanPao’s NABARD Refinance Loan in India facilitates nabard refinance loan india funding up to ₹20 crore for agriculture, MSMEs, and rural enterprises through NABARD’s refinance schemes. With competitive rates of 6%–12% p.a. and tenures up to 7 years, we connect you with 500+ RBI-compliant lenders offering approvals within 5–15 days. NABARD refinance supports banks and NBFCs to provide low-cost loans for farm mechanization, agribusiness, and MSME growth. Explore related options like MSME Loan, nabard agriculture loan, or Machinery Loan.
Apply below or use our EMI Calculator to plan repayments. Contact us at +91-999-163-4766 for personalized assistance on nabard loan apply online.
Benefits of NABARD Refinance Loan
High Loan Amount
Up to ₹20 crore for rural and agri-businesses in nabard refinance loan india.
Low Interest Rates
Starting at 6% p.a. for nabard msme refinance.
Flexible Tenure
Up to 7 years for repayment in nabard rural loan scheme.
Trusted Lenders
500+ RBI-compliant banks and NBFCs for nabard loan apply online.
Digital Process
Online application with e-KYC for nabard refinance eligibility.
Collateral-Free Options
Available under select NABARD schemes.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Business Type | MSMEs, agricultural businesses, rural enterprises |
| Business Vintage | Minimum 1 year of operation |
| Turnover | ₹10 lakh p.a. (minimum, if applicable) |
| CIBIL Score | 650+ for better terms |
| Loan Amount | ₹5 lakh–₹20 crore |
| Collateral | Collateral-free under select schemes; secured options available |
Verify nabard refinance eligibility with our CIBIL login tool or contact info@loanpao.in.
Documents Required
- Udyam Registration Certificate (for MSMEs)
- KYC: Aadhaar, PAN of proprietor/partners
- GST Returns: Last 12 months (if applicable)
- Income Proof: ITR for 2 years
- Bank Statements: Last 12 months
- Project Report for NABARD scheme
- Business License and Address Proof
How to Apply for NABARD Refinance Loan
Apply with LoanPao in 3 simple steps for nabard loan apply online:
- Fill the form below with business and loan details.
- Upload KYC, financials, and project report via e-KYC.
- Get approval within 5–15 days and funds shortly after.
Start your application or call +91-999-163-4766 for support on nabard rural loan scheme.
Compare NABARD Refinance Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| NABARD (via SBI) | 6%–9% | ₹10 lakh–₹20 crore | 1–7 years | 0.5–1% |
| Cooperative Banks | 7%–10% | ₹5 lakh–₹10 crore | 1–5 years | 0.5–1.5% |
| NBFCs (NABARD-backed) | 8%–12% | ₹5 lakh–₹5 crore | 1–5 years | 1–2% |
Note: Rates and terms are indicative. Contact LoanPao for updated offers on nabard msme refinance.
Types of NABARD Refinance Loans
LoanPao facilitates various NABARD Refinance Loan options:
- Farm Mechanization Loan: For tractors, harvesters, and equipment in nabard agriculture loan.
- Agri-Business Loan: For processing units and supply chains.
- MSME Refinance: For micro and small enterprise growth in nabard msme refinance.
- Rural Infrastructure Loan: For warehouses and cold storage in nabard rural loan scheme.
- SHG/JLG Loans: For self-help groups and joint liability groups.
Why Choose LoanPao for NABARD Refinance Loan?
Wide Lender Network
Compare offers from 500+ RBI-compliant lenders for nabard refinance loan india.
Fast Approvals
Approvals within 5–15 days for nabard loan apply online.
24/7 Support
Contact us at +91-999-163-4766 or info@loanpao.in for nabard refinance eligibility.
Tips for a Successful NABARD Refinance Loan Application
- Ensure Udyam registration for MSME-related nabard msme refinance.
- Prepare a detailed project report aligned with NABARD schemes like nabard agriculture loan.
- Maintain a CIBIL score of 650+ for better rates in nabard refinance loan india.
- Keep GST and ITR filings updated for verification in nabard rural loan scheme.
- Use our EMI Calculator to align EMIs with cash flow for nabard loan apply online.