Stand-Up India Loan Scheme Overview
The Stand-Up India Loan Scheme is a government initiative to promote entrepreneurship among SC/ST and women entrepreneurs by providing composite loans ranging from ₹10 lakh to ₹1 crore for greenfield projects in manufacturing, services, trading, or agri-allied sectors. Through LoanPao, access this scheme with interest rates starting at 10% p.a., repayment tenures up to 7 years, and a moratorium of up to 18 months. The loan covers up to 85% of project costs, with minimal margin requirements (10-15%).
LoanPao simplifies the application with a digital e-KYC process, ensuring quick approvals. For similar schemes, explore our MUDRA Loan or PM Svanidhi Loan pages. Use our EMI Calculator to plan repayments or call +91-999-163-4766 for support.
Key Benefits of Stand-Up India Loan Scheme
Up to ₹1 Crore Funding
Loans from ₹10 lakh to ₹1 crore for greenfield business ventures.
85% Project Coverage
Finances up to 85% of costs with low margin (10-15%).
Credit Guarantee Option
Collateral coverage through CGTMSE for loans above ₹10 lakh.
Flexible Tenure & Moratorium
Repay over 7 years with up to 18 months moratorium.
Online Application
Digital e-KYC for fast processing and approval.
Expert Business Guidance
LoanPao provides support for business setup and growth.
Eligibility Criteria for Stand-Up India Loan
To apply for the Stand-Up India Loan via LoanPao, meet these key eligibility requirements:
| Criteria | Details |
|---|---|
| Applicant Category | SC/ST individuals or women entrepreneurs aged 18+ |
| Business Type | Greenfield (first-time) ventures in manufacturing, services, trading, or agri-allied |
| Ownership Requirement | 51% stake by SC/ST or women in private limited companies/partnerships |
| Credit History | No defaults with any financial institution |
| Loan Availability | Through LoanPao’s partnered banks/NBFCs |
Check your eligibility by contacting us at info@loanpao.in or using our CIBIL Score Checker.
Documents Required for Stand-Up India Loan Application
Prepare these essential documents for a smooth application process with LoanPao:
- KYC Documents: Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License
- Category Proof: SC/ST Certificate (if applicable) or proof of gender for women
- Business Plan: Detailed project report outlining the greenfield venture
- Residence Proof: Utility bill, Aadhaar, or rent agreement
- Ownership Documents: For non-individual entities, MoA/AoA, partnership deed showing 51% SC/ST/women stake
- Financial Proof: Bank statements (last 6 months), ITR if applicable
Upload securely via our online portal for e-KYC verification.
Stand-Up India Loan Details: Amount, Interest Rates & Tenure
The scheme offers flexible terms tailored for startups. Here's an overview:
| Loan Parameter | Details |
|---|---|
| Loan Amount Range | ₹10 lakh to ₹1 crore (composite loan including term and working capital) |
| Interest Rate (p.a.) | Starting at 10% (varies by lender and profile) |
| Repayment Tenure | Up to 7 years with max 18-month moratorium |
| Project Coverage | Up to 85% financing with 10-15% margin |
| Collateral | Required for loans > ₹10 lakh; CGTMSE guarantee available |
Calculate your EMIs using our EMI Calculator or call +91-999-163-4766 for customized quotes.
How to Apply for Stand-Up India Loan Online
Follow these simple steps to apply through LoanPao:
- Visit our application portal and fill in your personal and business details.
- Upload KYC documents, SC/ST certificate (if applicable), and business plan via secure e-KYC.
- Submit for verification; receive approval and disbursal within days from partnered lenders.
Get started today or contact our experts at +91-999-163-4766 for assistance.
Compare Stand-Up India Loan with Other Government Schemes
See how Stand-Up India stacks up against similar loans:
| Scheme | Loan Amount | Interest Rate (p.a.) | Tenure | Eligibility Focus |
|---|---|---|---|---|
| Stand-Up India | ₹10 lakh–₹1 crore | Starting at 10% | Up to 7 years | SC/ST & women for greenfield projects |
| MUDRA Loan | Up to ₹10 lakh | 7–12% | Up to 5 years | Micro enterprises (general) |
| PM Svanidhi | Up to ₹50,000 | Interest-free (with subsidy) | 1 year | Street vendors |
Rates indicative. Explore all options on our loans page.
Popular Uses of Stand-Up India Loan Funds
This scheme supports diverse greenfield ventures, such as:
- Manufacturing setups (e.g., eco-friendly products, disposable goods)
- Service-based businesses (e.g., healthcare clinics, IT services)
- Trading enterprises (e.g., retail outlets, distribution agencies)
- Agri-allied activities (e.g., organic farming, dairy, poultry)
- Equipment purchase and working capital for startups
Why Choose LoanPao for Stand-Up India Loan Scheme
LoanPao excels for Stand-Up India Loan:
Extensive Lender Network
Partnered with banks/NBFCs for competitive rates and quick approvals.
EMI Planning Tool
Use our EMI Calculator for repayment planning.
Round-the-Clock Support
Contact anytime at +91-999-163-4766 or info@loanpao.in.
Tips for Successful Stand-Up India Loan Application
Boost your chances for Stand-Up India Loan:
- Craft a robust business plan detailing project viability and revenue projections.
- Maintain a clean credit history with no defaults.
- Ensure 51% ownership by eligible categories in non-individual setups.
- Leverage LoanPao's e-KYC for faster document submission.
- Consult our experts for personalized application guidance.
Customer Testimonials
"LoanPao helped me secure Stand-Up India loan quickly for my startup."
Vikram Mehta
"Excellent support for women entrepreneurs. Highly recommended."
Pooja Desai
"Fast approval and low rates for my greenfield project."