Top-Up Home Loan Overview
LoanPao’s Top-Up Home Loan offers additional funding up to ₹25 lakh at competitive rates of 8.5%–12% p.a. with tenures up to 10 years. Built on an existing home loan, this top up loan on home loan supports home improvements, renovations, or personal expenses like education or medical needs. With our network of 500+ RBI-compliant lenders, we ensure approvals within 3–7 days. Use our EMI Calculator or contact us at +91-999-163-4766 for your top up home loan india.
Our platform offers e-KYC and minimal documentation for a seamless process. Whether you’re upgrading your home or funding personal goals, LoanPao’s Top-Up Home Loan provides quick access to funds. Learn more about our home loan offerings.
Benefits of Top-Up Home Loan
Up to ₹25 Lakh
Additional funds on existing home loan for top up home loan india.
Low Interest Rates
Starting at 8.5% p.a. for top up home loan interest rate.
Flexible Tenure
Up to 10 years for repayment in top up loan on home loan.
Trusted Lenders
500+ RBI-compliant partners.
Digital Process
Online application with e-KYC.
Fast Approval
Approved in 3–7 days.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Applicant Type | Individuals with an active home loan |
| Age | 21–60 years |
| Income | Salaried: ₹25,000/month; Self-employed: ₹3 lakh/year |
| CIBIL Score | 700+ preferred |
| Loan Amount | Up to ₹25 lakh or 50% of original home loan |
| Employment | Salaried: 2 years; Self-employed: 3 years |
Check your top up home loan eligibility or contact info@loanpao.in for assistance.
Documents Required
- Aadhaar Card or PAN Card
- Existing Home Loan Details
- Income Proof (salary slips or ITR)
- Property Documents
- Bank Statements (6 months)
How to Apply for Top-Up Home Loan
Apply with LoanPao in 3 steps:
- Fill the form below with your details.
- Complete e-KYC with Aadhaar/PAN and upload documents.
- Get approval within 3–7 days.
Start now or call +91-999-163-4766 for support.
Compare Top-Up Home Loan Providers
| Provider | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| SBI | 8.5%–10% | Up to ₹20 lakh | 1–10 years | 0.5%–1% |
| HDFC Bank | 8.75%–11% | Up to ₹25 lakh | 1–10 years | 0.5%–1.5% |
| ICICI Bank | 9%–12% | Up to ₹25 lakh | 1–10 years | 0.5%–2% |
Note: Rates are indicative. Contact LoanPao for updated details on top up home loan interest rate.
Top-Up Home Loan Types
- Renovation Top-Up: For home improvements and repairs.
- Personal Top-Up: For education, medical, or other needs.
- Business Top-Up: For small business expansions.
- Debt Consolidation Top-Up: To pay off high-interest debts.
Why Choose LoanPao for Top-Up Home Loan?
Wide Partner Network
Access 500+ RBI-registered lenders.
Fast Processing
Approvals in 3–7 days.
24/7 Support
Reach us at +91-999-163-4766.
Tips for Successful Top-Up Home Loan Application
- Maintain a good repayment history on existing home loan.
- Check CIBIL score before applying for top up home loan eligibility.
- Submit complete documents to avoid delays.
- Use EMI calculator to plan repayments.
- Contact LoanPao for personalized guidance.
Frequently Asked Questions
Customer Testimonials
Ankit Sharma
"LoanPao’s Top-Up Home Loan helped me renovate my home quickly. Excellent service!"
★★★★★
Meera Singh
"Fast approval and low rates. Highly recommend LoanPao for top-up loans."
★★★★★
Rohit Kumar
"Seamless process and great support from the team."
★★★★★