Two-Wheeler Loan Overview

LoanPao’s Two-Wheeler Loan makes owning a bike or scooter easy with financing up to ₹3 lakh at interest rates starting from 10.5% p.a.. Partnered with RBI-compliant lenders, we ensure disbursal within 24 hours. Contact us at +91-999-163-4766 or visit our loan products page for details. Check two wheeler loan eligibility and benefits.

Our e-KYC process requires minimal documentation, making the Two-Wheeler Loan accessible for salaried and self-employed individuals. Calculate your EMI with our tool or reach us at info@loanpao.in. Explore two wheeler loan online apply options.

Key Benefits of Two-Wheeler Loans

Fast Approval

Loan disbursal within 24 hours, enhancing two wheeler loan benefits.

Low Interest Rates

Starting at 10.5% p.a. for affordable two wheeler loan interest rate.

Minimal Documentation

Simple e-KYC for quick processing with required two wheeler loan documents.

Eligibility Criteria

Qualify for a Two-Wheeler Loan with these two wheeler loan eligibility requirements:

Eligibility for Two-Wheeler Loan
Criteria Details
Applicant Type Salaried or self-employed
Age 21–60 years
Income Minimum ₹15,000 p.m. (salaried) or ₹2 lakh p.a. (self-employed)
Credit Score Above 650
Loan Amount ₹10,000–₹3 lakh

Check eligibility with our tool.

Loan Features

Two-Wheeler Loan offers these benefits:

  • Financing for bikes and scooters (new/used)
  • Tenure: 12–36 months
  • Up to 100% on-road price funding
  • Prepayment with minimal charges
  • Online EMI calculation via tool

Explore more on our loan products page.

Popular Uses of Two-Wheeler Loan

  • Buying new bikes for daily commute.
  • Financing scooters for urban mobility.
  • Upgrading to premium two-wheelers.
  • Used vehicle purchase with low two wheeler loan interest rate.
  • Quick funds for adventure bikes.

Loan Options

Choose your Two-Wheeler Loan:

Two-Wheeler Loan Options
Loan Type Amount Tenure Interest Rate
Standard Bike Loan ₹10,000–₹1 lakh 12–24 months 10.5%–12%
Premium Bike Loan ₹1 lakh–₹2 lakh 12–36 months 11%–13%
Super Bike Loan ₹2 lakh–₹3 lakh 24–36 months 12%–14%

Compare options on our comparison page.

Compare Top Lenders

LoanPao partners with leading lenders for Two-Wheeler Loan:

Two-Wheeler Loan Lenders
Lender Amount Interest Rate Processing Fee
HDFC Bank ₹10,000–₹3 lakh 10.5%–12% Up to 2%
Bajaj Finance ₹20,000–₹3 lakh 11%–13% 1%–2%
Axis Bank ₹15,000–₹2.5 lakh 11.5%–14% 1.5%–2%

Compare more on our comparison page.

Why Choose LoanPao

Wide Lender Network

Compare RBI-compliant lenders for best two wheeler loan interest rate.

EMI Calculator

Estimate EMIs with our tool.

24/7 Support

Reach us at +91-999-163-4766.

Tips for Approval

Boost your chances for Two-Wheeler Loan with these tips:

  • Maintain a credit score above 650 for better two wheeler loan eligibility.
  • Submit accurate income proof and two wheeler loan documents.
  • Choose a loan amount within your repayment capacity.
  • Apply early via our eligibility tool.
  • Use EMI calculator for planning.

Testimonials

"LoanPao’s Two-Wheeler Loan was approved in just 24 hours!"

Anuj Sharma ★★★★★

"Low interest rates and easy process—highly recommend!"

Jyoti Singh ★★★★★

"Minimal documents and quick disbursal—great service!"

Renu Verma ★★★★★

Frequently Asked Questions

A Two-Wheeler Loan is a financing option for purchasing bikes or scooters, offering up to ₹3 lakh with low interest rates.

Individuals aged 21–60 with a stable income and credit score above 650.

Rates start at 10.5% p.a., varying by lender and profile.

Approval and disbursal within 24 hours.

KYC (Aadhaar, PAN), income proof, and address proof.

Yes, with minimal or no charges after 6 months.