Working Capital Loan Overview
LoanPao’s Working Capital Loan provides short-term financing to manage daily business operations in India, covering expenses like inventory, payroll, and operational costs. Get up to ₹50 lakh with interest rates starting at 12% p.a. and tenures of 6 months to 3 years. Apply online via our application form and get approval within 2-5 days. Track your application status via our tracker portal or contact us at +91-999-163-4766 for assistance.
Keep your business running smoothly with LoanPao’s quick and secure process. Explore more options on our loans page or use our EMI Calculator to plan your repayments.
Working Capital Loan Eligibility
LoanPao’s Working Capital Loan eligibility criteria are designed for businesses and self-employed individuals in India:
- Business Age: Minimum 2 years in operation.
- Turnover: Minimum ₹5 lakh annual turnover.
- CIBIL Score: 700+ preferred for better rates.
- Business Type: Proprietorship, partnership, or registered company.
- Residence: Valid business address proof for at least 1 year.
Contact us at info@loanpao.in for working capital loan eligibility queries.
Working Capital Loan Documents Required
Submit the following working capital loan documents for quick processing:
- KYC: Aadhaar, PAN of business owner or directors.
- Business Proof: GST registration, shop license, or incorporation certificate.
- Income Proof: ITR for 2 years.
- Bank Statements: Last 6 months of business account.
- Address Proof: Utility bill or rental agreement for business premises.
Upload working capital loan documents via our online portal for faster verification.
Working Capital Loan Benefits
High Loan Amount
Up to ₹50 lakh to cover operational expenses.
Low Interest Rates
Starting at 12% p.a. for eligible businesses.
Quick Approval
Get approved in 2-5 days after document submission.
Flexible Repayment
Tenures from 6 months to 3 years to suit your cash flow.
Secure Process
Apply safely with LoanPao’s encrypted portal.
24/7 Support
Contact us at +91-999-163-4766.
How to Apply for Working Capital Loan Online
Working capital loan apply online with LoanPao is simple:
- Visit our application form and fill in your business details.
- Upload KYC, business proof, ITR, and bank statements for verification.
- Receive loan approval within 2-5 days to fund your business operations.
Use our EMI Calculator to plan your repayments or contact us at +91-999-163-4766 for assistance.
Working Capital Loan Features
Key features of LoanPao’s Working Capital Loan:
| Feature | Details |
|---|---|
| Loan Amount | Up to ₹50 lakh, based on turnover and credit profile. |
| Interest Rate | Starting at 12% p.a. (based on credit profile). |
| Tenure | 6 months to 3 years. |
| Processing Time | 2-5 days after document verification. |
| Prepayment | Low or no prepayment charges after 6 months. |
Learn more about our loan products.
Popular Uses of Working Capital Loan
- Managing inventory and stock purchases.
- Paying salaries and operational expenses.
- Handling seasonal business fluctuations.
- Bridging cash flow gaps for small businesses.
Why Choose LoanPao for Working Capital Loan?
LoanPao is your trusted partner for business financing:
Fast Processing
Approvals within 2-5 days.
Affordable Rates
Competitive interest rates starting at 12% p.a.
Dedicated Support
Reach us at +91-999-163-4766.
Working Capital Loan Tips
- Assess your cash flow needs before applying.
- Compare working capital loan interest rates.
- Maintain good CIBIL score for better terms.
- Use for short-term needs to avoid long-term debt.
Testimonials
Rajesh Gupta
"LoanPao’s Working Capital Loan helped me manage inventory seamlessly with quick approval."
★★★★★
Priya Mehta
"Affordable interest rates and excellent customer support from LoanPao."
★★★★★
Amit Verma
"Easy application process and flexible repayment options."
★★★★★